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Not all injuries are visible to the unaided eye, as the saying goes. A psychological injury may occasionally be more incapacitating than a physical one. However, as was already noted, receiving workers’ compensation benefits for mental diseases can be very challenging, particularly if they are brought on by stress and tiredness from the workplace.

According to Florida law, mental or nervous damage brought on solely by stress, fright, or excitement is not an accident resulting from employment.

It further states that: A licensed psychiatrist who meets the criteria set forth in the most recent edition of the Diagnostic and Statistical Manual of Mental Health Issues published by the American Psychiatric Association shall demonstrate nervous or mental injuries taking place as an indication of an injury by clear, as well as convincing medical evidence.

The aforementioned rules don’t just apply to Florida. When it comes to paying for work-related psychological problems, the majority of states have tight regulations. Some jurisdictions have even established particular guidelines for claims concerning stress at work.

In general, only if your mental health problems are severe enough to interfere with your capacity to work may you file a workers comp stress claim california. Although stress and anxiety are common on the job, they hardly ever go to this point.

But if you can demonstrate that your significant job stress caused your serious mental disease, you might be able to file a claim for workers’ compensation.

EVIDENCE OF YOUR MENTAL DISORDER

It is simple to assert that you suffer from a severe mental illness. But proving it is a different matter. Mental illnesses don’t typically have symptoms that are highly evident, unlike physical ailments. For instance, you can typically detect if someone has broken legs or injured limbs with just one glance. However, it might be challenging to determine whether someone has depression or a generalized anxiety problem. Psychosocial problems might not always indicate a psychiatric condition. Additionally, some individuals with severe anxiety or depression may seem entirely normal.

This is why it can be difficult to establish that you have a mental illness. Most of it is subjective. A blood test or x-ray result cannot be used as proof. What you say and how you act in front of your psychiatrist will determine everything.

As if establishing that you have a mental illness that prevents you from working wasn’t difficult enough, you also have to show that your job is to blame for your condition. Additionally, you must demonstrate that it is incapacitating enough to interfere with your work.

Obviously, the psychiatrist’s report is the most crucial piece of proof for your claim. However, you can also be required to provide further documentation proof, such as:

  • your career history
  • performance ratings 
  • personal background
  • Sworn declarations from those who are familiar with you

Workers’ compensation claims for stress and anxiety are frequently rejected because they are so difficult to prove. You can always file a lawsuit if this occurs to you and you think you have a good case.

If you want to claim Workers’ compensation for stress, please follow Kenton Koszdin Law Office.

 

Finding a lawyer who will represent you in court can be a very difficult procedure. Finding a brooklyn medical malpractice attorney to assist you in suing a medical facility for harms and damages brought on during the course of treatment makes things even more challenging. Due to their inability to find a competent attorney, many persons who attempted to file medical malpractice lawsuits were unsuccessful. Here are some methods you might employ to find a competent medical malpractice lawyer.

  • Experience Is Important

Experience is one of the most important things to take into account when picking a medical malpractice lawyer. Attorneys who deal with medical malpractice cases need a lot of experience since the issues at stake are frequently delicate. Frequently, there are strong feelings between the patient and the doctor, thus it’s important to have a good lawyer to help control these impulses.

  • Medical expertise

Your medical malpractice attorney needs to be well-versed in both medicine and medical practices. Although they do not need to have a medical degree, your attorney will be unable to persuade the court that they lack the understanding required to address the underlying principles. They must be able to question an expert witness while also studying more about the medical ideas, incorrect diagnoses, or failed medical practices.

Fortunately, it’s typical for medical malpractice attorneys to rely on a group of medical experts who may offer knowledge of accepted medical procedures and standards. You are in the right spot if you discover that your lawyer has a doctor under their wing.

  • Experience with litigation

Make sure your prospective Boise medical malpractice lawyer has the required trial experience before hiring them. The defendant will typically have substantial malpractice insurance and substantial financial resources to devote to legal defense. Your injury lawyer ought to be knowledgeable enough to put out a compelling argument to overcome the potent defense.

  • Advocate for Your Interests

The statute of limitations in Idaho and other legal deadlines should be sufficiently familiar to your attorney, such as Fuchsberg Medical Malpractice. You can avoid a scenario where the case drags on for more than two years by doing this. Your case will be dismissed on a technicality after this point. This explains why you require legal representation that puts your needs first.

  • Personality

Despite the fact that you will be working together professionally, you and your medical malpractice lawyer need to get along well. Because they didn’t get along with their attorney, many people didn’t devote themselves to their cases.

Good insurers often ask this question to force us to think about the need to foresee the worst (accident, illness) or the inevitable to act and anticipate our succession. Several possibilities are then available to us to act on. The will is one of them, but what happens in succession without a will? This question concerns most people because even today, 9 out of 10 inheritances are made without a will.

What Does The Law Say Without A Will?

In the absence of provisions the deceased provides to organize his succession, the civil code defines the rules. The law establishes the list of heirs in a hierarchical manner. Thus the children are “reserved heirs,” meaning that part of the deceased’s estate is reserved for them.

Succession Without A Will: The Case Of Married Couples

In the case of a surviving spouse or dad died without a will, these laws vary according to the presence of other heirs and, if applicable, the type of marriage contract. If the deceased had children, the surviving spouse has an invariable right to the accommodation he occupied with his spouse, free for one year and life if he so requests. It is also possible that the deceased had no children or spouse. In this case, his estate is divided between his brothers and sisters and his parents.

The surviving spouse is, therefore, partially protected in the event of death, even in the absence of a will. It is not the same for the partner of PACS and the cohabitants, who inherit nothing if the deceased had not made his arrangements through a will.

Succession Without A Will: The Specific Case Of The PACS

In the case of the PACS, the division of property upon the death of a PACS partner depends on the existence of a PACS agreement and its content, if applicable. If the partners have not signed a PACS agreement or have opted for the simplified PACS agreement, then the PACS is subject to the legal regime of separation of property. On the death of one of the partners, the other recovers his property, and that of the deceased partner is shared according to his family situation and respecting the rules of succession provided for by law.

The regime is joint ownership in the event of subscription to an arranged PACS agreement. Assets acquired after the PACS, therefore, belong equally to both partners. Upon the death of one of the partners, the surviving partner holds the property jointly with the deceased partner’s heirs.

Succession Without A Will: The Specific Case Of Cohabitation

At the level of the law, cohabitants are strangers to each other; it follows that in the presence of an estate without a will, the surviving cohabitant inherits nothing from his deceased companion. Upon the death of his companion, the surviving partner holds the rights to the property that belongs to him; the other property is shared according to the family situation of the deceased and respects the rules of succession provided for by law. The will read by the lawyer like Barr & Young Attorneys for example makes it possible to create this indispensable legal bond.

Whether you’re designing an innovative new product, creating a musical masterpiece, or deciding on a unique name and logo for your new business, it’s a good idea to ascertain whether you may be infringing on someone else’s rights. You want your idea or new product to carry your distinctive mark, even if it means tweaking it slightly to make it unique, and you certainly don’t want to find out further down the line that you have inadvertently copied someone else’s idea.

And while you’re in the process of ensuring your uniqueness, it’s a good time to formalize your brilliant ideas and get the law on your side to protect you from any possible infringements.

It sounds quite simple, but how do you tell whether you need a patent or a trademark? And what about copyright? 

As a quick guide: 

  • Copyright protects intellectual property like artwork, writing, music, and software coding.
  • A trademark protects company names and logos, product names, brand identities, and slogans.
  • A patent protects an original invention or design, or further modifications if required.

We provide some further details as a guide to registering your creation, together with a brief insight into the legal implications of each process.

Copyright

According to the US Copyright Office: “Copyright is originality and fixation.” 

Original work is created by a human and has a degree of creativity. It means that you have created the item yourself, without copying it from someone else. Copyright protects expression, but not ideas, methods, procedures, systems, concepts, principles, or discoveries.

Fixed work is when the item created is captured in a sufficiently permanent medium such that it can be evaluated, perceived, or communicated for a length of time.

Work done by an employee as part of their scope of employment belongs to the employer, and work done under contract belongs to the beneficiary of the contract. 

Copyrights can also be bequeathed. 

The term of the copyright is a term for life plus 70 years after the author’s death. In the case of joint copyright, the term is 70 years after the death of the last surviving author.

Works made for hire, anonymous works, and works done under a pseudonym have a copyright term of 95 years from publication or 120 years from creation, whichever is the shortest period.

Copyright owners are allowed to:

  • Reproduce their work or prepare derivatives thereof.
  • Distribute copies of their work by sale, rental, lease, or loan.
  • Perform or display their work publicly in the case of literature, music, drama, or choreography.

Motion pictures, other audio-visual works, and digital-audio transmission are also permitted.

The owner of the copyright is permitted to authorize other parties to exercise these rights, subject to certain statutory limitations.

Agreements, limitations, and exceptions: As members of the general public, even though we don’t own the copyright, we may listen to music, read books and poetry, watch movies, or use copyrighted software. We do so by buying the books and paying to go watch movies and plays. Despite copyright limitations, however, we may make use of the fair use index to determine the boundaries of copyright use. The fair use index spans multiple federal jurisdictions and tracks a variety of judicial decisions put in place to help legal and non-legal people better understand copyright laws. It is surely interesting reading for the aspiring Juris Doctor, and in this vein, the Juris Doctor degree online at Cleveland State University with its involvement in the teaching of core legal concepts, performing research and analysis, and honing your professional competencies is bound to be of interest as well. 

Trademark

The US trademark laws are governed mainly by the Lanham Act, which states that common law trademark rights are automatically acquired when a business uses a name or logo. These rights are enforceable in a court of law. However, trademarks registered with the US Patent and Trademark Office are given a higher degree of protection when contested in a federal court of law. The Lanham Act, also known as the Trademark Act of 1946, establishes guidelines for governing trademarks, service marks, and unfair competition.

Patent

A patent protects a company’s or individual’s original invention for a period of 20 years and is subject to regular payment of a fee. Thereafter, the details of the invention are published. 

There are three types of patents in the US: utility, design, and plant patents.

The utility patent protects a new invention of a product, process, machine, or article of manufacture and includes any useful improvements on an existing patent. The patent prevents anyone else from making or selling your invention without your consent. This includes technical and software companies.

A design patent is the protection of an ornamental feature or design of a product, such as the shape of the Coca-Cola bottle, or the unique design of a shoe.

A plant patent may be granted to someone who invents or discovers a new plant and has asexually reproduced the plant. 

The Patent Cooperation Treaty makes it possible to apply for an international patent that is recognized in more than 150 countries worldwide.

Registering a patent requires a sound application, and it is important to get it right. Consider employing the services of a good legal firm that specializes in patents. Your application needs to confirm that you are in fact in possession of your invention and describe it in a manner that is precise and detailed. 

An option exists to file a provisional patent application, but this too needs as much detail as possible, and is only a temporary measure.

Conclusion

Whether it’s a magnificent work of art, an ingenious piece of engineering, or a fabulous new design, it’s your legacy, and it needs to be protected during your lifetime, and that of your offspring. Learn what kind of legal protection it needs so that your profits, brand, and story remain wholly yours.


The lawyer is, above all, a legal professional whose objective is to represent his client. Consequently, its mission will be to defend the victim and obtain compensation for the bodily injury of the latter. He, therefore, must provide legal advice and information to his client.

The purpose of bodily injury law by crown point personal injury attorney for example is to compensate for physical and often psychological damage caused by an accident or assault. It comes from laws on different subjects (civil liability, health, insurance, medical liability, criminal liability, medical law, traffic law, etc.)

For a victim to obtain compensation for the damage, the damage must first be characterized, and the applicable law and the competent jurisdiction determined. It is also necessary to consider the existence or not of a responsible third party. There are different types of bodily injury victims:

  • Road accident victim
  • Victim of medical error or accident
  • sports accident victim
  • Domestic accident victim
  • victim of aggression
  • victim of attack
  • Work accident victim

It is then necessary to evaluate the rate of physical and psychological attacks, car accident lawsuits thanks to methodologies and scales. When damage is of a certain severity, medical expertise is generally necessary. Ultimately, the principle of full compensation for damages must be applied as best as possible: this fundamental rule of French law aims to repair the damage as if the accident had never occurred, thanks to an indemnity that should neither enrich nor impoverish the victim.

Bodily Injury And Moral Prejudice: Is There A Difference In The Compensation Procedure?

There are different types and classifications of harm, and it’s not always easy to navigate. The result of an assault on a person’s physical integrity is bodily harm. One or more medical expert reports essentially assess it. Its consequence can be disfigurement, which includes all the damage caused to the person’s physical appearance. It can be a scar, hair loss, or a change in skin color.

Moral damage corresponds to moral suffering felt by a victim or his relatives. It can be linked to psychological trauma, a loss of self-confidence, or even post-traumatic stress. It is known to be difficult to measure. However, there are proven tools and methods for evaluating and quantifying it. Functional damage is related to damage to the person’s physical and mental abilities. It can be a loss of autonomy, decreased intellectual faculties, or even a disability.

The loss of pleasure results from the impossibility or difficulty of enjoying recreational or sporting activities “as before.” We should also mention the suffering endured, which a doctor can quantify, and a lawyer or a judge can quantify.

If a hurricane strikes your entire house (and your life) may be in chaos. Paperwork is likely to be the most important thing you think of. Unfortunately, supplying the proper documents is crucial to getting your life back on track when you file a hurricane damage claim.

This is why it’s important to have everything in place before the storm hits, to ensure you’re ready if a catastrophe should strike.

Make Your “Before the Storm” To-Do List

A lot of homeowners view getting insurance as a way that they can check off their list of things to do, but don’t have a good understanding of their policy. Everyone has a busy schedule. However, this could be a mistake and cause you to be in a bad position if you need to make claims.

For you to be prepared for the eventuality of a hurricane-related property damage claim, we suggest these:

  • Check the policy to learn the coverage for damages and what aren’t. In many instances it is possible to amend your policy to ensure that you’re protected in the event of a storm.
  • Save your policies on hand. Put it in a plastic bag and keep it in with the other important documents you’ll be carrying in the case that you need to evacuate.

It’s equally important to note the condition of your house prior to the time of repair, as it’s tough to establish the extent of the damage when the house is in chaos. To protect yourself it is recommended to do these things:

  • Film your home both inside and outside – to record its condition
  • Make sure you take detailed photographs and videos of everything valuable
  • Maintain receipts and invoices for the most valuable things
  • Maintain an up-to-date inventory of the contents

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is an insurance attorney. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.

The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the ABA and its members do not recommend or endorse the content of the third-party sites.

Many who can benefit from bankruptcy are hesitant about applying for it due to the numerous horror stories they have heard from other people over the years. It is a concern to consider how it will impact your life with regard to large purchase and loan lines. Are your finances damaged? Or, is it the chance to have a fresh start and the chance to make things right?

The help of a bankruptcy attorney can inform you about the various kinds of bankruptcy that are available and debunk some of the myths that you have heard that have deterred you from filing for bankruptcy for a long time.

Contrary to what you may have heard, bankruptcy isn’t an unwelcome mark on your financial records for the rest of your life. You could be able to get credit once again faster than you might have thought. Credit card offers could start coming in before your bankruptcy case has even been closed. These may not be the most attractive offers on the market and probably have higher interest rates and may also require the deposit of a security. If you choose to sign up for one and remain on top of all payment obligations, you can start building credit quickly and notice a dramatic improvement in your credit rating in less than a year.

It is also possible to be able to secure mortgages if you improve your credit, and make bankruptcy filing without trouble with a bankruptcy lawyer. Your lawyer will provide advice on how you can begin your new financial life; however, it can require patience. The bankruptcy will remain at the top of your credit score for ten years.

Also, you do not need to give up all your possessions in bankruptcy. If you file for personal bankruptcy, significant assets like homes and cars are not exempt from liquidation under federal law. Your bankruptcy lawyer will explain to you what assets you could require to liquidate should you decide to apply for Chapter 7 bankruptcy. If you choose to go with the Chapter 13 route, you will eventually repay your debts, and you will not be obligated to liquidate any assets. In this case, you have nothing to lose.

This article was written by Alla Tenina. Alla is a top personal injury lawyer in Orange County CA, and the founder of Tenina law. She has experience in bankruptcies, real estate planning, and complex tax matters. The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the ABA and its members do not recommend or endorse the contents of the third-party sites.

Lawyers are known for being intimidating and intimidating is what most people think of when they think of lawyers. But times are changing and more and more lawyers are becoming more and more accessible. The more accessible lawyers are, the more people can benefit from their legal advice.

This is why there is an increasing demand for lawyers, as well as an increase in the number of lawyers entering the profession. This article will discuss the changing role that lawyers are now playing in the legal system, as well as some of the different career paths a lawyer can take. The demand for Camp Lejeune Breast cancer has increased over time.

What is a lawyer?

A lawyer is a person who is trained and licensed to provide legal services. A lawyer is an attorney-at-law. A lawyer is a person who is educated in the law and can represent you in a court of law. A lawyer is someone who is qualified to give legal advice and help you with legal issues. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law.

A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law. A lawyer is someone who is educated in the law and can represent you in a court of law.

The changing role of lawyers

In the past, lawyers were primarily used to represent clients in court. However, this is no longer the case. Lawyers are now providing a wider range of services, including legal advice and guidance, as well as administrative services. Many lawyers have also started to focus on areas of law that are not traditionally associated with lawyers. For example, lawyers are now providing advice on estate planning and family law.

Different career paths for lawyers

Lawyers have many different career paths to choose from. One of these is the career of a clinical lawyer. A clinical lawyer is a lawyer who represents patients in legal matters. They are often employed by hospitals, clinics, and health care centers. Clinical lawyers can also be employed by private practice firms. A clinical lawyer can choose to specialize in a particular area of law, such as healthcare law or employment law.

A clinical lawyer can also work as an attorney in a law firm and have a role in general practice. A clinical lawyer can even work for a public interest law firm. A clinical lawyer will typically work long hours and may also be required to travel. If you have cancer, you need competent legal help.

According to the World Health Organization, approximately 1.3 million people die each year in car accidents around the world, and they are the leading cause of death for children and young people aged 5 – 29. More than half of these fatalities are pedestrians, cyclists, or motorcyclists. While the number of roadside fatalities is decreasing in Australia, more than a thousand people in the country die each year from car accidents. Given the risks on the road it would be wise to contact wills Perth to obtain assistance with preparting a last will and testament.  These statistics do not take into account the far higher number of non-fatal injuries that lead to hospitalizations that can result in disabilities or months of physical therapy, and they do not take into account the large sums of money lost due to medical bills or property damage. Knowing what causes car accidents can help you take proactive steps to be a safer driver by being aware of what to do and what not to do when you are on the road. To help, we compiled a list of the ten primary causes of car accidents.

Speeding

Speeding is one of the highest reasons people get into car crashes. It’s simple physics: the faster you go the higher your chances are of getting into a car accident. The World Health Organization calculates that a one percent increase in speed can increase your chance of getting into a crash by four percent, and the chances of dying in a car to car crash where the vehicles are going at a rate of 65 km/h is 85%.

Distraction

Another culprit of car crashes is distraction. Distraction can come in many forms of multi-tasking: eating, applying makeup, reading, daydreaming, or simply not keeping your eyes on the road by looking at roadside distractions like a billboard. The biggest offender when it comes to distracted driving is the use of cellphones, specifically texting. The distraction that phones provide can alter our reaction time – specifically braking – and cause us to swerve out of lane. One way to avoid the distraction of phones is to use a hands-free set, but even talking can be distracting! 

Falling Asleep

About seven percent of car crashes in the U.S., and 21 percent of fatal car crashes, are attributed to drivers who fell asleep behind the wheel. Some hypothesize that one of the reasons so many drivers fall asleep behind the wheel is because they lack judgement of how tired they really are. Another cause for concern is microsleeping. That is when our brains go into intervals of sleep and consciousness. 

Drunk Driving or Driving While Under the Influence

Driving while drunk or under the influence of other psychoactive substances cause car accidents for a number of reasons. Driving under the influence can impair your judgement, alter your reaction time, cause you to fall asleep or act erratically, or exacerbate the distractions around you. If your blood alcohol level is above a 0.04, your chances of getting into a crash are much higher. If you are taking a psychoactive substance such as an amphetamine, you have five times the rate of getting into a crash compared to someone who is not taking such substances.  People who find themselves in these circumstances should contact lawyers Perth for legal assitance. 

Top 15 Causes Of Car Accidents And How You Can Prevent Them | HuffPost  Impact

Lack of Proper Infrastructure

Unsafe roads that are filled with even one or two potholes or debris, can cause even the safest driver to crash. But it’s not just what’s on the road, it’s also what’s not on the road. This could be a lack of stop signs, stop lights, proper crossings for pedestrians, ample space for cyclists, and reasonable speed limits. It is usually the responsibility of local governments to ensure and maintain safe roads.

No Enforcement

Another usual responsibility of local governments is to enforce driving laws like speed limits and giving out citations to those who violate them. One study conducted out of Fresno, California revealed that strict enforcement of traffic laws – alleviated traffic collisions, hospitalizations, and even prevented road related deaths and injuries related to speeding.

Unsafe Vehicles

A number off things can go wrong with your car such as a tire blowout or an electrical malfunction that can cause you to lose control of your car and end up crashing. Part of being a safe driver is keeping up with your car’s maintenance. While you may be responsible for your car’s maintenance, manufacturers are constantly improving technology to make their vehicles more dependable and safer.

Weather

Rain makes the roads slick, heavy fog can distort visibility, and high winds can surprise you and make you lose control. If drivers are not used to being in such conditions, the chances of getting into an accident are much higher.

Reckless Driving

Speeding can be included as reckless, but reckless driving is a broader definition that includes drivers who act aggressively on the road, tailgating, swerving, not using one’s indicator, or not checking when they change lanes. Essentially, it’s an driving with a total disregard for the rules of the road or for fellow drivers. One cause of accidents because of reckless driving that could arguably be a topic of its own is running red lights.  People who are injured in an accident seek legal advice and assistance from personal injury lawyers such as car accident lawyer Perth.

Night Driving

Like rain, fog, or snow, night driving affects visibility. There could be little to no street lights, a lack of reflectors or one’s that have not been repaired, or the headlights of your car or someone else’s might not be turned on all the way. Then there is the issue of night joggers, cyclists, or motorcyclists who are not wearing reflective gear. If you are to be vigilant when you are on the road during the day, you must make an even bigger effort when you drive at night. 

Have you noticed a common theme among these ten reasons? Human error accounts for most of these crashes. It’s not enough to be aware of your own driving, you also need to be aware of how others drive, pedestrians, cyclists, motorcyclists, and outside forces such as nature or infrastructure the next time you put your seatbelt on and hit the road.

Mortgage payment becomes your responsibility. In mortgage contract, there is clear information regarding the time of payment or the payment deadline and other things that you should have understood before you start the mortgage. However, sometimes financial issues can happen and it can impact on your ability in managing the mortgage payment. In case your financial situation makes you unable to complete the payment based on the agreement, then you will be listed as having a bankruptcy. The bankruptcy is not only for the married couples. It can occur on individuals. As long as they fail to pay the mortgage, then it will be a form of bankruptcy.

However, it does not mean that you will lose your mortgaged property or house. There is still a solution for you to stop the house or property being sold. In normal situation, your failure in payment will make you lose your property because it will be sold as what is the statement in the contract or agreement of mortgage. However, there is chapter 13 bankruptcy in oklahoma. This is a bankruptcy code that can become opportunity so you will not lose your house and it will not be sold in foreclosure. Of course, you should be able to deal with the arrears and the payment because the Chapter 13 Bankruptcy will not erase your mortgage payment or arrears, but it will only give you opportunity to solve the situation so you will not get your property sold as the consequence of your failure in payment.

Basically, the chapter 13 bankruptcy shows that you can change the repayment plan of the mortgage. In other word, you still need to complete your payment, but you will be able to adjust the payment procedure of the mortgage based on your current financial capability and situation. In fact, it is not only for the property or house, but it can also be available for the cars. However, it needs more than just the payment plan that you should have made. In this case, you need to make proposal and later you must get the approval from the bankruptcy judge and court to show your eligibility in changing your mortgage payment plan. When you have got your approval, you can make your payment plan and it has quite long duration. It can start from 36 months or 3 years up to 60 months or 5 years. The length of duration is not your only decision. In fact, it will also be based on the approval from the court.

Since this requires you to deal with the procedures in the court, it will not be easy process. Thus, it is better when you get clear information before you make the proposal to the court. You can look for bankruptcy lawyers that really understand about the chapter 13 bankruptcy. This will be very useful for you to have better understanding and even you can have consultation. You will need attorneys and lawyers who really understand and have enough experiences in dealing with Oklahoma bankruptcy law so later the consultation can run well. Even when you decide to use the service from the lawyer, you will know that they are able to help you.